Therefore, students can borrow only as much as $5,500 a year — and up to $23,500 total — through this type of loan. Sign in or register for student finance online. You'll need to reapply for student finance for each year of your course. Furthermore, it’s available to graduate, and professional students. If you can’t apply online, use the form finder to get the forms you need. We're here to help you successfully manage your student loans. Direct subsidized loan = subsidized Stafford loan = direct subsidized Stafford loan. If you have federal student loans, there is a good chance that some of them are Direct Stafford Loans — the most common type of federal student loans. Direct Stafford Loan is a federal student loan and it is guaranteed by the U.S government. These Federal Student Loans are for students and for students’ parents. The PLUS Loan (formerly called the “Parent PLUS Loan”) is for credit-worthy parents of dependent students. Note that details provided on this page reference older loans made under the Federal Family Education Loan Program (FFELP). You must have financial need. Official Servicer of Federal Student Aid. We use this information to make the website work as well as possible and improve government services. Direct Stafford Loans are offered by the US Department of Education. Unlike a Subsidized Stafford loan, the government does not pay interest while you′re in school, but you can defer interest payments until after college. Student finance login; Manage your student loan balance; See all services Guidance and regulation. A student must submit a completed FAFSA to Samford in order to access funding through a Stafford Loan. Pay confidently on the go when you use your iTHINK Financial Visa® cards with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, or Garmin Pay. Senator Robert Stafford for his work on higher education; now direct loans also go by the names Stafford loans or direct Stafford loans.. There are two types of Stafford loans: subsidized and unsubsidized. Stafford loans, also known as William D. Ford Federal Direct Loans, are by far the most common type of student loans with 32.8 million recipients borrowing a total of $705.3 billion in 2017.. You’ve accepted all cookies. As a result, Federal Stafford Loans are often called Direct Loans. There’s a different process if you’re a student from: Find out the maximum tuition fee and maintenance loan you could get if you're a: How much maintenance loan you get depends on where you'll study and your household income. Start saving for your future with our limited-time 1.35% APY* 60-Month Certificate! You must be enrolled as at least a *half-time student to be eligible. You will owe this money back even if you withdraw from Fullerton College without completing your degree or are unable to find work. Stafford loans, also known as Federal Family Education Loans (FFEL), are federal student loans available to college students. Interested in learning about scholarships and grants? College Ave Student Loans products are made available through either Firstrust Bank, Member FDIC or M.Y. You can call Student Finance England if you want to apply online but you can’t use a computer without help. The maximum amount of Stafford Loans you can take out is $31,000 as a dependent student, $57,500 for an independent student and $138,500 for graduate or professional students which includes undergraduate loan amounts. A Stafford loan is a federal student loan provided by the government to help pay for your education while you’re attending a university, community college, trade or technical school. Please note that with the passage of the Student Aid and Fiscal Responsibility Act, all new federal student loans and federal student loan consolidations are provided to borrowers directly by the U.S. Department of Education. The average student receives several thousand dollars each school year. So if you’re reading up on student loans (or reviewing your financial aid award letter), remember:. What this means to you. Parents can borrow up to the cost of the education, minus any financial aid the student is eligible to receive. These sites may not be conformant with current ADA requirements. With Unsubsidized Stafford Loans, the borrower is responsible for all of the interest that accrues on the loan. Taking on student loan debt can be stressful and scary, but if you must borrow to pay for college, Stafford loans are the best available way for you to do so. There are deadlines for completing your FAFSA that need to be followed. Stafford Student Loan. 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